Category Archives: Best Article

Healthway Medical Corporation Limited

Healthway Medical Corporation Limited is Singapores largest network of private medical centres and clinics offering quality healthcare services across the medical value chain in primary healthcare, dental and specialist services. Operating from a centralised platform, the Group is able to leverage on shared patients and resources among each of our medical specialty groups. This enables us to serve an increasing number of patients and develop more specialist services and facilities to meet the rising healthcare needs of our patients.

Our mission is to provide high quality medical services and facilities that are both accessible and affordable to patients in the markets that we serve.

The healthcare sector of many countries in this region, from Singapore to China has similar characteristics: ageing populations, increasing disposable incomes and positive governments policies towards private healthcare. Underpinned by increasing demand, Healthway Medicals network of clinics and specialist centres in Singapore and China will continue to grow, and strengthen our leadership position in the regions healthcare industry

Nobel Specialist Practice is a leading and established specialist group practice with a large team of senior consultants from surgical and non-surgical disciplines. Located at major private hospitals and medical centres in Singapore1, Nobel Specialists Practice offers a wide array of specialties in the area of psychiatry, colorectal surgery, otolaryngology, cardiology, ophthalmology and respiratory.

As a specialist practice of Healthway Medical Group, Nobel was formed in 2009. It has since expanded into 13 clinics located in the central to heartland districts like Ang Mo Kio.

In 2011, an Endoscopy Centre with an outpatient, endoscopic facility, specialising in performing endoscopy procedures was set up in the heart of Orchard Road. Its endoscopy suite is fully equipped with state-of-the-art equipment supported by a full team of nursing staff. Together with our Healthway Medical Specialists who are accreditated with the Specialist Accreditation Board, they are dedicated to providing superior medical care.

The Centre adopts best practices and provides efficient, private and cost-effective treatment at competitive rates, ensuring endoscopy services is made accessible to all. It is approved by Ministry of Health (MOH) to be a colonoscopy screening centre. As an approved facility, it enables persons to use their own or their immediate family members Medisave2 for Screening Colonoscopies.

The combined expertise of our Specialists at Nobel Specialist Practice ensures our patients receive better care for a wide spectrum of medical conditions that requires invasive and non-invasive treatments and procedures.

Our team is dedicated to bring quality and integrated specialist care to both local and overseas patients.

Our uncomprising medical service standards helmed by these medical and healthcare professionals ensures patients from all walks of life receive care and attention at all times.

Visit us at .

1. Mount Alvernia Hospital, Gleneagles Hospital, Novena Medical Centre and TripleOne

Somerset.

2. For Singapore citizens and Permanent residents.

Importance Of Government Jobs In India

Most of Indian citizens opt for the government appointment to have better facilities & better living conditions.
India is a vast country having both public & private sector industries.
The government jobs in India divided into two sections namely:

1. Central Government.
2. State Government.

Central Government: – Central government jobs come under government of India like income tax department, central soil conservation department, Central Railways, and other departments like executive, judiciary etc.
The Employee of the Central government will get better Emoluments, Medical facilities, Housing Loan facilities, Bonus, Gratuity, & Provident Fund.

Benefits For The Central Government Employee.
The Employee gets monthly Basic Salary +Dearness Allowances + House rent.
Employee gets Gratuity- i.e. 15 days salary for one year.
Employee gets Bonus every year.
Employees Retirement Benefits: Includes Gratuity, provident Fund, Arrears of salary if any, Insurance
Pension benefits: –
After the retirement the Employee gets half of his salary as a pension.
After the death of an Employee the pension given to his wife.
And if employee has a Handicapped child then, after his death some of the Pension is given to the handicapped child.
Death Relief Funds:-Amount after the Death of the Employee.

State Government: – State government jobs are pertaining to the departments like Banking institution, financial institution, Educational institution, judiciary, and other departments like Forest and Animal husbandry etc.
The Employee of the state government is governed by different rules and regulations in respect of the fixation of pay-scale by the concerned departments. So the salaries the emoluments, medical facilities HRA, PF are less than Central government given to the state government employee.

Benefits For The State Government Employee

The Employee gets monthly Basic Salary +Dearness Allowances + House rent.
Employee gets Gratuity- i.e. 15 days salary for one year
Employee get increment every year.
Employees Retirement Benefits: Includes Gratuity, provident Fund, Arrears of salary if any, Insurance
Pension benefits: –
After the death of an Employee the pension given to his wife.
If Employees child is handicapped then the pension goes to the handicapped child.
Death Relief Funds:-Amount after the Death of the Employee.

Government Jobs Are Like Bullet Proof Jacket For A Family.
It gives safety for a persons life as well as his family.
It provides a good education for children through loans.
It provides loan for marriages of their childrens.
It provides the medical expenses also.

So the above underlined line holds good.
Government jobs secure the peoples life in India. And it maintains the economic growth of India.

points to remember while writing an economics assignment

Most of the time, the students in UK universities do not have much time to concentrate on the assignments before the deadlines. As a result, they make some common mistakes which decrease their grades. Economics assignment is a bit different from other assignments. In an economics assignment or a dissertation, the student is asked to consider a case study and on the basis of the case study they are asked to establish the validity of a theory. For example, while explaining game theory the student is asked to consider the case of prisoner’s dilemma and is required to explain the concept of non- zero sum game. This would require the students to understand the concept first and use the books available on the subject to have a clear idea on various types of games. Then the student should use the mathematical tools like those of operations research to explain the process of non- zero sum game. Finally, the student is required to explain his views on the subject and reach the desired result. While writing these assignments, the students need to be careful about a few points. First, the student should have adequate resources that would help him to get the basics right. These resources would also help him to identify the topics that may be included in the assignment. Secondly, the student needs to understand his topic of assignment and dissertation and make a proper structure of the same. A proper structure makes a dissertation complete and attractive. Thirdly, the student should have a basic knowledge of the mathematical and statistical tools that may be required while the research is on process. Fourthly, the project should have a lot of diagrams and flow charts. Charts and diagrams help to understand the flow of the research and explain the concepts with more clarity. Fifthly, proper referencing should be provided at the end of the research. Body references should also be posted at applicable places, where some idea or comment has been borrowed from any previous literature. Last but not the least; the project should be plagiarism free. This means the writer cannot copy any word, phrases, diagrams, and charts from any book, journal or website without granting due credit to its author. Plagiarism is considered as a crime and the university is liable to take strict action against the student. Maintaining the above strict rules and regulations may not be possible for all. Then come the role of the assignment help organisations. These organisations recruit specially trained writers who understand the requirements of the students and provide 100% plagiarism free, quality written assignments. These organisations maintain strict deadlines in connection with the students and help the students to submit the dissertation in time. Plagiarism free quality writing ensures good grades, thus fulfilling the ultimate motive of the student.

Will The Payroll Tax Holiday Stimulate Your Economic System

If you earn a payroll check the payroll tax holiday within the Bush tax cut package could give you a two percent pay hike. Lawmakers view the payroll tax holiday being a financial stimulus on the assumption that individuals will spend that additional money. But some economists say that customers will probably conserve more of that money than the politicians hope. If all will go as prepared, folks really should never need to obtain a personal cash loan. Resource for this article – Inside the payroll tax holiday and how to have a happy one by MoneyBlogNewz.
Payroll tax holiday: economic stimulus?
The payroll tax holiday proposal rolls back the employees’ share of the payroll tax from 6.2 percent to 4.2 % on income up to $106,000. Firms like Deutche Bank revised the predictions for 2011 from 3.3 % to 4.1 percent with economic growth after the tax deal had been announced. Here’s the math behind that reasoning:
Wages and salaries in the U.S. in 2010 total $6.44 trillion. That figure grew nearly 5 percent in the second and third quarter. If that rate continues, wages and salaries will total about $6.75 trillion a year from now. Deutche Bank estimates about 85 percent of total wages and salaries are dinged by the payroll tax. A 2 % reduction in that tax puts $115 billion back in workers’ wallets. Based on the current personal savings rate of 5.8 %, $108 billion — 0.7 percent of estimated 2011 GDP — would be spent. Therefore, 3.3 + 0.7 = 4.1 percent.
There is the Permanent Income Hypothesis to consider
Most are saying that there is too much optimism. This would be from Deutche Bank. Since informed consumers will realize the 2 % raise will only last just a little when, suggests John Carney at CNBC, the payroll tax holiday won’t increase spending that much. There is a name for this made up by economists. Permanent Income Hypothesis is that name. Future earnings are what people spend based off of. Current take-home pay doesn’t do that. The financial crisis changed people. Before it, people spent more than they earned and wouldn’t save at all. After that, the financial crisis came. Now people spend less and conserve more because expectations for the future are diminished.
What you are able to do with your payroll tax holiday
What should you do with that payroll tax holiday raise? Spending it isn’t the suggestion SmartMoney gives. Putting it in a Roth IRA, a traditional IRA or a 401(k) is the suggestion. The money will then be worth something. It will still be worth something after 2012 when the payroll tax holiday ends. You might end up just paying for the health care costs that are expected to rise next year. Buying new appliances is a new option. You could save hundreds of dollars in a few years with more energy efficient home appliances.
Citations
SmartMoney
smartmoney.com/personal-finance/taxes/what-to-do-with-a-payroll-tax-cut/#ixzz17WrUvmtU
CNBC
cnbc.com/id/40553481
Business Insider
businessinsider.com/deutsche-bank-explains-why-the-payroll-tax-holiday-is-a-game-changer-and-could-push-gdp-to-41-2010-12

Sluggish U.s Economic Climate Adds To The Deterioration Mortgage Enterprise

There’s no arguing the belief that the bad financing securitization bought the actual U.S individuals in the mess. New lows on the latest a couple of months will be more proof of gentle U.S. economy. Poor mortgage rates tend to be encouraging the traders to refine financial loans and buying properties. Nevertheless the tempo is not in control as joblessness is touching the ten percent increase, according to the newest data report.

Job reports of May are also pretty vital from the impression it questions on the slowdown from the U.S. marketplace which is keeping the mortgage rates low. The actual healing from your downturn may be a stretched getaway as compared to many economist have wanted; which ends inside lowering associated with mortgage rate while in the upcoming months. Powers that be will have to bring much more methods to discover the economic climate back on track.

The housing market continued to decline in the last week of May which shows that the index of mortgage application activity fell very low at 4 percent which needs government intervention to come out of this crisis.

The actual exchange rates of U.S. commercial mortgage-backed securities financial loans are constantly on the drop. Loans that have been loaded in CMBS are utilized in the actual control of extraordinary servicers may also be demonstrating the reduced speed of loan transmit. Real estate promoted still face the low estate treasure crafting land lords within burden who took financial loans with regard to acquisitions; remember this sector will be showing the particular manifestation of progress.

The housing industry is actually distinguished generator of the gross domestic product (GDP) of the nation. This is the time in order to secure the personal and tax ways to handle the prices. The actual foremost factor is the federal needs to be proved to the direct-and-transparent duty offers to aid the tax payers; otherwise the home finance loan clients are certainly not travelling to stay alive as it is generating the particular taxpayers at risk.

These movements will carry the securitization market place back again and new investor money will flow into the mortgage business. The US government is allowing sharp alerts that they have undertaken whatever they can but not to expect type these people to any extent further. The particular countrys property possessed residences numbers is actually touching 1.9 million. This particular surprising data is actually illustrating the real image of your bank held properties and this spectacular amount offered for sale lots of homes will slow down the housing market rate for years to come. Subsequently, the nations powers that be should guarantee the individual home loans to fix the marketplace.

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Corporations Benefitting from Direct Debits UK

The world has been changing and demanding global measures through which the payments can be made immediately and without any hassle. Many methods have been introduced in the past few decades, but the recent one that has flooded the corporate market with its advantages is the services of Direct Debits UK. Corporations in UK are now getting the chance to use the best services of making as well as receiving payments, which is directly affecting their financial status. Although Direct Debits UK can be setup with in-house services, most of the people prefer using outsourcing because it is less expensive and less complicated as well.

Engaging in paperless Direct Debits UK will help the corporations to encourage their customers to sign up for making the regular and occasional payments directly. Even the corporations can make their recurring payments easily via direct debit. Once registered with Smart Debit, the company would make sure that all the payments that need to be made on a regular basis are transferred on time. There is better cash flow in the company and it is managed in a better way. The company can be assured of receiving a particular amount of deposit on a particular date, unless revoked by the payer which will be notified immediately to the payee.

Smart Debit is one of the most renowned companies that provide Direct Debit and other paperless financial services all over the UK. Because corporations cannot trust just any service provider with their financial dealings, it is advisable to rely on such a company that has been in the business since many years and has a successful and satisfied clients list. The service providers would be considered as good enough when all the transactions take place smoothly and the clients have complete access to each and every transfer made. Companies like Smart Debit that are registered under Bacs follow standard schemes that are also followed by the leading banks.

Unlike banks, it is simple to acquire services of Direct Debits UK because of relaxed terms and less qualifying formalities. Where banks look for corporations that are well established and have been in business on a large scale, Smart Debit will facilitate direct debit services even to those who are capable of growth in the future. More than 50 percent of the UK population now prefers making payments through direct debit, and those corporations who do not indulge in this method may well be missing on a huge potential market.

SmartDebitis the preferred method of payment by over half of the UK’s bill-paying population for making one off, regular or ad-hoc payments. Direct Debits UKcollection is more popular than payment by cheques, cash, credit and debit cards.

Advantages And Disadvantages Of Government Grants

Government grants are means to realize a project that is sure to benefit a lot of people, especially the public sectors. People or organizations, particularly those who have no means of generating the budget for a certain project designed for the welfare of the public, normally apply for a government grant. These grants are not easy to acquire, and this is one fact you need to know if you have plans of applying for one. You have to go through a lot of processes for your application to be considered and granted.

Government grants are designed to help create ideas that can be of great help for the government’s visions and missions. But there are a few good things you need to know with regards to government grants. There are advantages and disadvantages of applying for a government grant, and the following are some of them.

Among the advantages of government grants is that you will be provided of the necessary budget for the completion of the project. Depending on how much you need, the government can provide you to as much as billions of dollars for the project. Another advantage you can get is the distinction of being an awarded of a government grant. This can provide you with additional credibility, as well as public exposure you or your organization needs.

While these advantages are really great, you must know that government grants also have a few disadvantages. One disadvantage is the fact that applying for a grant from the government requires patience and a lot of hard work on your side. There is a lot of planning and research to perform during the application process. Another disadvantage is that since the government is ready to spend billions of dollars for these grants, more and more people and organizations are encouraged to apply for these grants, which means more and more competitors for your endeavors.

Despite all these, you must not waver if you are truly convinced that your idea or project has the potential to be a vital role in the progress of the place you are living in.

Abney Associates Predict Mutual Development From China and ASEAN Countries

Set up in 1967, ASEAN comprises Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, the Philippines, Singapore, Thailand and Vietnam. To consider it as one entity, it covers an area of 4.44 million square kilometers and has a population of approximately 576 million.

-Huge amounts of trading goes on between ASEAN countries and China, and has scope for further growth. This offers huge potential for investment opportunities both long and short term,- explained James Carter, Senior Vice President of Mergers and Acquisitions at Abney Associates.

Trade between China and the Association of Southeast Asian Nations (ASEAN) reached a record high of USD $400.9Billion in 2012 and the general consensus is that this has flourished since the launch of the Regional Comprehensive Economic Partnership (RCEP), soon expected to be the biggest free-trade market in the world. Commodities are in huge demand and many different groups of consumers within China have instigated trade amongst ASEAN bloc companies to take full advantage. Trading in chemical, mechanical and transportation equipment products is an area that is especially showing rapid growth and seems to be offering the biggest potential for development.

-This year we have been watching the complimentary growth developing in a hugely encouraging way for industrial cooperation within each ASEAN member’s financial market trading platforms. With half of the consumers in the world and one-third of the global GDP value, we are monitoring extremely closely any progress that will inevitably develop once the RCEP reveal their proposed financial strategies. By doing so we can maximize returns on investment for our clients,- added James Carter, Senior Vice President of Mergers and Acquisitions at Abney Associates.

Although duty-free policies do not directly transpire into a common path for economic growth, the zero tariff policies are showing signs that they are working as intended. The policies were aimed at developing industry chains and also providing complimentary advantages amongst trading partners. It is evidently working well and is creating opportunity and that seems to be, not just the general opinion but also the reasoning as to why this is drawing the attention and interest from the senior VP at Abney Associates.

Abney Associates are a Hong Kong based company that provides a range of financial services to individual clients, portfolio companies, corporate investors and entrepreneurs who wish to take unbiased financial advice.

Abney Associates are primarily a team of financial specialists who pride themselves on having a high level of expertise and vast experience for diligently monitoring any positive or negative developments to companies currently listed on exchanges globally, especially those that may affect client investment interests. This is done in order to ensure the financial advice given is factually correct and delivered in an effective way.

Top 10 Secrets Of Federal Government Employee Discounts

Although government jobs are some of the most stable careers in the economy, federal employees are still watching their bank accounts and trying to save money. The good news is that many companies offer public servants deals on vacations, clothes, phones, auto insurance and home improvement. We have researched and compiled a list of the Top 10 Secrets of Federal Government Employee Discounts.

1. Food

10 percent discounts are offered to military members dining at IHOP, Denny’s, T.G.I Friday’s, Long John Silver’s and the Hard Rock Cafe. Applebee’s also offers a 15 percent discount at selected locations.

2. Clothing

10 percent discounts are offered at Nautica and New York and Co. Fans of Old Navy know the company offers a discount on the first of every month. These discounts can also be used in conjunction with coupons and other methods of saving.

3. Auto Parts
5 to 10 percent is offered at Kragen Auto Parts. Advance Auto Parts offers active and retired military members 10 percent off. AutoZone offers military discounts as well.

4. Insurance

Depending on the state, Geico offers between 3 to 10 percent off automobile insurance. Liberty Mutual also offers car insurance discounts.

5. Home Improvement

Lowes and The Home Depot offer 10 percent discount at most locations. The government is also offering up to $1,500 in tax rebates for installing energy-efficient products. LongFenceandHome.com offers a discount to federal employees and military personnel on a wide variety of products and services.

6. Eyes

Group Health Eye Care offers a 20 percent discount on prescription eyeglasses or sunglasses. Additionally, there is a one-time offer of 20 percent on contact lenses.

7. Gyms

Washington Sports Club offers 33 percent discount on their monthly membership fee.

8. Travel

When planning a trip, Govarm.com is our recommended site for vacation and leisure services. However, some other respected government travel sites are: Club Quarters, Government Vacation Rewards, Holiday Inn Express, and La Quinta Inns and Suites.

9. Communication and Technology

Verizon offers a 20 percent discount on phones, calling plans and accessories. When looking for home computing software and hardware consult Dell. They offer at least 10 percent when purchasing their products. Do you prefer Macs? Apple has recently offered various discounts on iPods and computers.

10. Fedsave.com and RecGov.org

These are the top recommended sites for searching government discounts. Fedsave.com offers a subscription which includes a free monthly newsletter highlighting savings and special offers on everything discussed above.

Government discounts are abundant, but are often overlooked. With some quick research, you may find yourself saving a lot of money.