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Asean Not To Be The Next Eu

ASEAN leaders pledged not to enforce protectionist policies or raise trade barriers but to move towards a more unified region during the ASEAN summit held in Thailand this weekend. While they realized that they were far from having a common currency like the European Union, they did sign trade deals and agreements to form an integrated economic community by 2015. Prime Minister Abhisit Vejjajiva, who chaired the summit, called on the bloc to accelerate the formation of an attractive single market.

Differences in wealth and national standards are the main reasons keeping ASEAN countries from working together. Aseans biggest problem is that individual members havent been willing to sacrifice for the common good, Michael Montesano, a visiting research fellow at the Institute of Southeast Asian Studies in Singapore told Bloomberg. Every European Union member has given up sovereignty to be part of a stronger union, and we havent seen that in Asean.

As a result of the lack of inter regional cooperation, the ASEAN region has lost out on attracting FDI to India and China. In 2007, the 10 ASEAN nations collectively attracted more than US$60 billion a 18 percent jump than the year before. Meanwhile, China attracted the most FDI in Asia about US$83 billion and India attracted US$23 billion, the fourth largest FDI inflow after China, Hong kong and Singapore.

In order to bolster regional trade, the ASEAN nations signed a free trade agreement with Australia and New Zealand that covers trade in goods, investment and services. It is yet to sign a formal FTA with India. The region which is heavily dependent on exports is worried that trade protectionist policies will deepen the impact of the crisis. While a fund for US$120 billion has been set up to help bail poorer Asian nations out, the new ASEAN charter lays in place no mechanism to stop member countries from implementing protectionist policies.

Economic Instability Drives Gold Investment

During times of economic instability, investors naturally seek to find a way to minimize any potential losses and invest in assets that will hold their value. One such investment is gold, a traditionally popular choice during economic volatility for a number of factors.

Investors during these periods often look to diversify their portfolios away from the stock market which fluctuates with the economy and is therefore at risk of crippling losses of value, losing money for investors over years or even decades. Gold is an obvious choice for many investors because gold is not linked to the economy in the same way that stocks are. As gold has been used as currency across much of the world in the past, it is not tied to one particular government or economy, which causes it, in effect, to be a global, international form of currency. While it is not impervious to fluctuation, these changes aren’t linked to economies and therefore much less likely to lose investors’ money during a downturn.

Gold does not depreciate in value, partly due to the fact that it is not only an internationally recognised currency but also a commodity. Hence, during unstable periods, gold is a wise choice; stocks can fail but gold will not, or at least not to such a drastic extent. It will always be in demand, not least because large markets like the electronics industry and the jewellery market use it extensively.

For the reason that it acts as a hedge for inflation, gold is seen as a ‘safe’ investment. When stocks and bonds decline, it often follows that investments like gold, which have intrinsic value, actually increase in worth, and are therefore less likely to cause losses. When the economy is suffering from negative interest rates, a situation whereby inflation is higher than the nominal inflation rate, gold is often a sound investment. In these cases saving with a bank is often seen as more high-risk than owning a tangible asset.

Although investing in gold is not a completely sound method of avoiding economic instability and does not ensure fully a hedge against inflation, it does have a proven record of minimizing losses during these times. This is evidenced by the fact that gold held its value through the worst of the last century’s economic crises, the Great Depression and World War Two. This established testimony to gold’s ability to hold its worth is a significant aspect in the tradition of investing in gold during economic problems.

Rental Home Insurance vs Car Insurance

There are a lot of insurance policies which help common man in covering risks. These insurances include house insurance, rental home insurance, car insurance, health insurance, life insurance, accident insurance, disability insurance, Medicare insurance, and lots more. Insurance coverage has paved the way for a more secure life without any tensions.

If you are planning to shift to a new place and if you find that the housing prices have dropped, then it is obvious and natural that you rent your house to another person. In such cases, you will have to change the home owner’s insurance policy with Rental Home Insurance. Such loans are meant to cover the building alone. Unlike the home owner’s insurance, this loan does not provide coverage to possessions like furniture and other items of the house. The one peculiarity of this loan is that it is less expensive than the regular home owner’s policy. If in case a robbery occurs, then the loss would be of the one’s living in that house and you will not be liable to them. In short, your house insurance covers for the structure and for the fixtures in the house and not its possessions.

Most of the rental house insurance companies are interested to know about the ones whom you are renting your home to. If your house occupants are middle aged couple, then you are able to get a good coverage on your insurance policy for home. But if your tenants are teenage students with a destructive mentality, then it would be difficult for you to find a company for giving you descent coverage.

To make your cars secure, it is wise to insure your car too. For those who are looking ways to save money on coverage of their automobiles, it is wise to check online on the various Car Insurance Quotes Texas. By checking online, you can not only choose the insurance which gives you a good coverage, but also check out for the cheapest one.

Car Insurance quotes Texas are determined by some factors which include driving record, garaging address, age of the driver, type of vehicle which is going to be insured and use of the automobile (whether used for personal use or for work purpose). The amount which the person would have to pay depends on the risk amount which is expected by him/her. If you are a careless driver with a lot of tickets on your credit, then your coverage can be expensive. On the other hand, a person with a clean driving record can benefit a lot from them.

Toluene Global Market to 2020 – Asia Pacific to Account for 50% of Global Demand by 2018, Driven by

Summary

Toluene Global Market to 2020 – Asia Pacific to Account for 50% of Global Demand by 2018, Driven by Solvent Applications, Benzene and Xylene Markets’ is an in-depth report focusing on the demand side of the global toluene industry. The report provides the reader with detailed analysis and forecasts of the major economic and market trends affecting global toluene demand in all the major regions of the world. It also provides analysis and description of the major drivers and restraints affecting toluene demand in various regions. Global toluene demand is assessed in terms of end-user segments and price and a competitive landscape, at both regional and country level, is also provided. Overall, the report presents a comprehensive analysis of the global toluene market covering all the major parameters. The report is built using data and information sourced from proprietary databases, primary and secondary research and in-house analysis by GBI Research’s team of industry experts.

Scope

– Drivers, restraints and challenges affecting the growth of the toluene market for all the major regions: Asia Pacific, Europe, North America, the Middle East and Africa, and South and Central America. – Demand and production volume forecasts for the toluene markets of all major countries: the US, Canada, the UK, Germany, France, Russia, Italy, China, Japan, South Korea, India, Thailand, Taiwan, Saudi Arabia, Iran, Brazil, Mexico and Argentina. – Demand volume forecasts of the major end-user applications, highlighting trends and volume share analysis for each of these applications in all major countries. – Pricing forecasts and analysis of the major countries and regions. – Capacity share analysis of the key producers in all the major countries. – Toluene import and export trends in all major countries.

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Guidelines for Learning Economics with Homework Help Online

The main objective of homework help online economics is to make the students in understanding concepts of business, markets, trade, government policies, health, development, and the environment, where students can become good economists in the public and private sectors leading to careers in business, finance, international development, health, human resource management, marketing, management and research. Economics is the study of how men and society end up choosing with or without the use of money, to employ scarce productive resources and distribute for consumption. Economics analyses the costs and benefits of improving patterns of resource allocation. Homework help online provides tutors with best academic qualification and experience. Online tutors will assist students in setting up a specially made program, designed on an individual basis. Homework help tutors motivate encourage and provide interest during the learning session, by giving simple explanation and lesson plan will be provided during each learning session, it makes students to feel more comfort and interest in learning. Homework online tutors focus student’s strength and weakness based on those students will be provided with study materials. Homework help online provides online resources like books, journals, articles, research papers, important websites to collect study materials for better learning. Homework help online provides a great opportunity for students to achieve in economics. The economics tutors aimed to give simple explanations with more examples from basics till the extreme level of various concepts and disciplines of economics which make students to understand very easily. Homework help online covers topics in economics: Principles of economy, macroeconomic Policy, international economics, money and finance, international finance, urban and transport economics, macroeconomic principles, fundamentals of econometrics, critical thinking, microeconomic analysis, macroeconomic analysis, public economics, econometric principles, taxation economics and policy economic development, labor market economics, industrial organization, techniques of finance, marketing fundamental, information technology and business administration. Homework help online guides students in orientation courses during the curriculum like communication, organization theory, practical learning, seminar administrative development and seminar international development. Homework help online helps students in research projects: In choosing the right topic based on students research interest, how to collect journals and literature from websites as well as from the library, how to write thesis proposal, helps in writing thesis with scientific terms and homework help online encouraged in publishing research papers in journals or through online. Because of Homework help online students can gain more information’s and can complete projects successfully. Homework help online teach students about the career activities on business, education, government, about higher studies and job opportunities. And students can know about skills required for success like how to think logically, how to meet opportunities, how to present presentations and how to face interview. Homework help online will give prospect to students in experiencing economics for learning practical and theory knowledge. In order to ensure economics is important for present globalization. Through homework help online students can reach professional, personal desire and become a dynamic economist.

Learning Economics Become Easier

Learning is an important aspect of everyones life and it should continue for the sake of progress and growth. No matter in which field or business you are, unless you are not well educated about your field and are not familiar about the latest things that are going on in the field, you can not make any progress. There are many web sites that provide you with the e-learning course for beginners which is really helpful in making the things clear to the starters and for those who have just entered some field. The online training sessions are considered to be better than the other ones because in the online ones you are saved from the hassle and trouble of going to the school and you can utilize that time of traveling in learning more new things.

There are many web sites that offer great courses to the people for the sake of improving their current position and for providing them with great learning solutions. Some of the areas for which you can easily find the online courses include the statistics, accounts, stock exchange and finance etc. You can also find great trainings and online courses for the subject of economics. The economic course can be really helpful for the people who are into the banks or in other financial institutions in order to better judge their current standing. The online economics course is really helpful in making people understand about the different concepts and terms that are used in this field. You can find many online economics courses that are organized in such a way that are suitable not only for the experts and those who have great knowledge in the field but are also intended for those people who are new to this field and are just starting off their careers in this area.

There are complete training sessions arranged by the web sites that are interactive and help people out with their problems that are related to the field of economics. Not only economics, but there are numerous other subjects and areas for which the online courses and trainings are available. People can learn about many difficult subjects without any problem because of the efforts and great work done by these web sites. Now it is also possible to learn about the stocks exchanges with the help of the online stock market courses available today. All you need to do is to get yourself listed in some web site and after that you can easily take the lessons for the subject of your desire.

Understanding The Cage Codes Dynamics In Government Contracts

CAGE codes play a significant role in the government contracts and they influence the dynamics of government contract to a large extent. They are absolutely crucial for government contracts mostly if you are registering your items in the IUID registry. Yet, quite a few people are not conversant with the CAGE code concept. These days, CAGE code has huge importance in the government contracts. It was essentially designed and developed by the Department of Defense and now being expansively used in the NASA, Department of Transportation sectors and also by a number of other federal government agencies. Also referred to as Commercial and Government Entity, CAGE Code is a 5 character identity number which identifies the government contractors. If you are a government contractor and want to conduct business activities with Federal Government, you ought to have the knowledge about the CAGE codes and numbers, NAIC codes and some other government codes.

Procedure to get CAGE Codes
Out of all the ideal processes imperative for acquiring a CAGE code, Department of Defense (DoD)s central contractor registration completion procedure is of enormous importance. A Data Universal Numbering System also famous as DUNS number is required to apply for a CAGE code. Completion of CAGE code form not only gives you a CAGE code but will also help you as a part of the distinguished panel of federal government contractors. The primary objective behind creating the CRR (Central Contractor Registration) was to make the DoDs government contractor registration process simpler by allowing government contractors to complete only a single uniform form instead of a bunch of forms at each and every government procurement office. Thus, CAGE codes simplify conducting business with the federal government and allow you to concentrate on winning federal government contracts.

Benifits of CAGE Codes
As per a statistical report, the Government of Defense spends about 75% of every federal government contracting dollar and has its own government contractor classification system as well. Knowledge of these government codes will help you determine where your company fits into the federal government classification systems. Likewise, it is very important to define your business as per the governments terms as that will help you while submitting for government bids and proposals, sign up for buyer-vendor matching services, and spot potential buyers for your products and services. To sum up, CAGE Codes are crucial for any contractor who wishes to win the federal government contracts.

g Htc Thunderbolt Is The Greatest Achievement Of Htc Corporation

Verizon has recently launched a unique smartphone as HTC Thunderbolt on 4G. This is first smartphone, which has utilized 4G LTE Network. At first, this newly released smartphone was available only at metropolitan areas, but during the end of 2011, Verizon group has extended their coverage to approximately 150 worldwide areas. Apart from outstanding coverage of 4G, Thunderbolt is a unique smartphone.

At first glance, most of us have perceived that HTC Thunderbolt has looks and feelings, similar to any of the smartphone provided by HTC Corporation. Although, the newly launched model is slightly thicker than other models of smartphones available to us, but still the phone can be fit easily in our trousers or jeans pockets. The back of HTC Thunderbolt smartphone is soft, so that we can hold it comfortably without any difficulty. One side of this smart phone has volume control, while other side has micro USB port, along with power button placed at the top of your smartphone. The front side of this smartphone has included WVGA display of approximately 4 inch and resolution of 800/480 pixels. The HTC Thunderbolt has included 4G hardware in it. This is because; the newly launched smartphone is slightly heavy in weight than other smartphones of HTC Corporation. However, the increase in weight of HTC Thunderbolt as compared to other smart phones has given it the feeling of business tool, instead of a toy.

The battery for HTC Thunderbolt smartphones is comparatively smaller than batteries of other smartphones. This is because; HTC Thunderbolt has incorporated 1400mAh battery. Hence, the life of Battery For Htc Thunderbolt is poor and has talk time of approximately 6 to 8 hours. Moreover, if we use this HTC smartphone frequently with huge applications, internet browsing, video and media playing, the model may last to maximum 4 to 5 hours. Irrespective of the poor performance of its battery, we should say that launch of HTC Thunderbolt is one of the greatest achievement of HTC Corporation in the sector of smartphones. So, if you are having strong desire to enjoy 4G services on your smartphones, buy HTC Thunderbolt smartphone today.

Importance Of Medical Tests Before Buying Medical Insurance

A commonplace advertisement from insurance companies is ‘no medical tests required to purchase an insurance policy’. People are attracted to the convenience of no-test policy compared to the one that requires all medical tests. But is it really right to purchase a policy without knowing your health condition?

Every individual going to buy an insurance policy whether health or life insurance needs to undergo medical tests as prescribed and should be aware of his health condition. This article discusses the importance and reasons for getting an insurance policy after taking medical tests appropriately.

Premiums are based on health condition
The premiums of an insurance policy (health or life) are charged based on the individual’s health condition. You need to make a declaration about your health condition in policy application form and the insurer fixes a premium rate on the basis of your discloser.

For understanding this clearly, lets take an example of two persons. Of them, one has high sugar levels and the other person has normal sugar levels. If both take insurance policy from a company that does not require medical tests then both will be charged same premium. But in reality, the premiums for normal persons should be less than the premiums of others with health issues.

The policies that require no-medical tests are:

Low value policies: Policies that do not consider health tests offer cover not more than Rs 5 lakh. So, if you are looking for a higher cover, that serves your life/health insurance needs, then you should take pure protection policy that requires you to undergo medical tests.

Prone to rejection easily: In most cases, the person who is taking insurance without a medical test may not be aware of his/her health condition. S/He may suffer from an illness and may not know about it till a medical test is conducted. In such a case, an insurer can reject the claim as these policies contain suppressed facts of your health condition with no proper underwriting. So, these kind of unintentional mistakes may simply deprive insurance cover even for those paying huge premiums.

Cover may be inadequate: If you get policies that require no medical tests, then you will also get the policy that has no appropriate insurance cover. It is like getting insured, but having no adequate insurance protection.

It is the actual responsibility of insurance company to determine the health condition of an insurance buyer. An insurance company simply cannot deny the claim as it is its responsibility to subject the policyholder to medical tests and then fix the premium.

Thus, a detailed medical examination that requires blood and urinalysis related tests, blood sugar, ECG, blood count, blood pressure, blood serum tests etc. will benefit you manifold. It provides your health condition report which tells you how fit you are. If you are suffering from any illness, get it cured before it ruins your health. Get complete medical record of your health before buying insurance policy.

Calata Corporation Is Ready If Needed For Investigation

Whether a famous icon is a tycoon, musician or actor; rumors and scandals will always follow him around. However, the real reputation killer there are those who believe and spread the rumors, whether or not they are true. How to deal with these kind of rumors, you ask? Just keep calm and be positive.

Currently, the 31-year-old CEO of Calata Corporation, Joseph Calata, is dealing with rumors regarding his corporation. According to Calata Corp News, there had been reports that there was stock manipulation in the shares of the corporation. Recently, the corporation reached a high peak of P24 per share. Regulators came to the accusation of a price manipulation because of the rollercoaster ride of the stocks of the corporation.

Calata’s stock shares started at P7.50 and reached P24 per share as stated on Calata Corp news. At some point, the company shares fell almost 26 percent to 5.65 each and declined to 32 percent earlier in the session. This was why the accusation of stock manipulation was brought up. The stocks might have been sold to dummy accounts according to the said accusation.

Despite being a modest-sized company, Calata Corporation IPO has been labeled as the best performing IPO in the stock exchange. Calata Corporation also became the biggest seller of agricultural feeds, chemicals, fertilizers and seeds. The corporation also reached a market cap of 4B pesos, making Joseph Calata worth 2.6Billion. That being said, it’s not surprising that there would be rumors surfacing about the corporation.

The accusations were answered by the corporation immediately. According to Calata Corp news, Calata answered the issue by claiming that it is not his company which is under investigation but the shares and shareholders involved. He also added that what happens to the trades are already beyond control as it is in the hands of traders. The corporation also pointed out that it was Joseph Calata himself who called the Philippine Stock Exchange to investigate the movements of their shares.

Calata remained calm with the incident. He is one hundred percent sure that his hands are clean on this issue. Some plans that Calata had for the company was affected with the rumored manipulation though. Which is why Calata is very much willing to cooperate with the investigation if needed.